Elder Law – Hardy Law Firm

Find a Caregiver: Hire Directly or Go Through an Agency?

Kevin Hardy — Wed, 22 Mar 2023 15:23:07 +0000

Most seniors prefer to stay at home as long as possible rather than move into a nursing home. For many families, this means eventually hiring a caregiver to look after an aging relative. There are two main ways to hire someone: directly or through a home health agency. Caregivers for Hire: Hiring Directly When you...

Checklist: Choosing an Assisted Living Facility

Kevin Hardy — Mon, 24 Oct 2022 16:04:24 +0000

Checklist of questions for assisted living and continuing care communities.

6 Possible Risk Factors for Dementia You May Not Expect

Kevin Hardy — Wed, 19 Oct 2022 21:02:40 +0000

Advanced age remains the main risk factor for developing dementia. Yet recent studies have uncovered several other potential risk factors for dementia and cognitive decline that you may not expect.

What Are Survivor Benefits?

Kevin Hardy — Tue, 20 Sep 2022 13:24:45 +0000

The Social Security Administration provides survivor benefits to the children and spouses of deceased individuals who qualify.

If You Don’t Want an IRA Distribution, You Can Donate It to Charity

Kevin Hardy — Mon, 04 Apr 2022 04:28:21 +0000

Not everyone needs their required minimum distributions from their retirement accounts to make ends meet. If you don’t need your distribution, one option is to donate it to charity and not pay taxes on it.

In 2022, Social Security Beneficiaries See the Biggest Increase in 39 Years

Kevin Hardy — Thu, 20 Jan 2022 14:00:30 +0000

The year was 1983: The U.S. invaded Granada. A gallon of gas cost 96 cents. Michael Jackson’s ‘Thriller’ video premiered. That year was also the last time that Social Security recipients saw a cost-of-living increase steeper than the one just announced for 2022. This year, Social Security benefits rise 5.9 percent, the sharpest upsurge since...

It’s Medicare Open Enrollment Time: Is Your Plan Still Working for You?

Kevin Hardy — Tue, 14 Sep 2021 13:53:10 +0000

Every year Medicare gives beneficiaries a window of opportunity to shop around and determine if their current Medicare plan is still the best one for them. During Medicare’s Open Enrollment Period, which runs from October 15 to December 7, beneficiaries can freely enroll in or switch plans. During this period you may enroll in a...

U.S. Supreme Court to Hear Case That Could Increase the Bite That Medicaid Takes Out of Settlements

Kevin Hardy — Mon, 02 Aug 2021 15:01:29 +0000

The U.S. Supreme Court has agreed to hear a case that has the potential to affect anyone who receives government assistance with their medical care following a disabling injury that results in a lawsuit.

What Is the Medicaid Income Cap?

Kevin Hardy — Mon, 10 May 2021 00:54:16 +0000

In order to qualify for Medicaid, a nursing home resident's income must not be above a certain level.